Growing Our Businesses Through Our Savings

We are an empowerment co-operative owned by ordinary Zambians. Our goal is to Empower and Grow small business owners.

High Earning Savings

Earn up to 10% per month on you savings as a MoneyGrow member. You can save upto K10,000.00 per month.

Learn More

Affordable Loans

Get a loan at 16% interest per month with no collateral required. Repayment period is up to 6 months.

Learn More

Asset Financing

Purchase an asset at flexible terms. Buy a vehicle, house or business equipment via MoneyGrow.

Learn More

Business Training

We train and mentor our members for Business Growth and Wealth Creation. Become a member today!

Learn More

Get empowered through our schemes.


Own A Vehicle Scheme

Deposit 30% of the cost of the vehicle you want to get with MoneyGrow and pay the balance over 24 months interest-free.


Own A House Scheme

Deposit 10% of the value of the house of your choice from MoneyGrow's several housing schemes and pay the balance over 10 years.


Business Equipment Finance

Deposit 30% of the invoice value of the business equipment you intend to purchase via MoneyGrow and pay the balance over 24 months.

Some questions we are frequently asked.

MoneyGrow membership is open to Zambians running small businesses in both the informal and formal sectors. This includes marketeers, vendors, taxi and buss operators, shop owners, small-scale farmers, small-scale miners, builders and other artisans

To register as a member, follow the following steps;

    1. Download the MoneyGrow Zambia app on Google Play Store and install it on your mobile device
    2. Read the MoneyGrow membership Terms and Conditions.
    3. Follow and complete the registration process on the App using the Not yet a member? Register Now. on the App login page.
    4. MoneyGrow will verify your registration within 24 hours after which you account will be activated.
    5. Deposit money into your MoneyGrow Wallet attached to your MoneyGrow account and pay your membership registration fee via the App.
    6. At that point your MoneyGrow registration is complete and you will have full access to MoneyGrow member benefits.

Register with aK150.00 annual membership fee and an initial one-off purchase of 10 MoneyGrow shares worth K100.00.

A MoneyGrow Agent is a MoneyGrow member authorised by MoneyGrow to recruit members on behalf of the co-operative. A list of authorised agents is displayed on this website to ensure you are dealing with bona-fide agents. Please check the list to verify that the agent you are dealing with has been authorised to represent MoneyGrow.

We are growing everyday!

MoneyGrow members are found in every corner of Zambia.


Current Membership


Locations Countrywide


Agents Countrywide